Managed Life Insurance - Type 1 or Type 2 with high HbA1c readings
If you are a Type 1 diabetic, or Type 2 with HBA1c readings which are higher than your GP would like you may think it is impossible to get cover. However we are able to provide cover for ALL diabetics.
Managed life plans reward individuals who improve their diabetic control after the plan is in force by lowering your premiums year on year if you get better readings.
- Available to Type 1 diabetics
- Available to Type 2 diabetics with high HbA1c readings
- Premiums can reduce by up to 40% if HbA1c levels improve over time
- Premiums are guaranteed never to rise beyond the starting price
- Immediate cover
- Access to specialist diabetic nurse for support and advice
Diabetic Life & Critical Illness Insurance - Type 2 - Good Control
If your diabetes is type 2 and well controlled; either with medication or diet, we will be able to find you a provider who takes this into account and gives you the best price on a fixed basis!
These plans are available to diabetics who fit the following criteria:
- Non-smoker
- BMI in normal range
- Good recent HBA1c reading
- No complications such as: neuropathy or retinopathy
My Insurance Hub have been campaigning for insurance providers to be fairer to diabetics, who in the past have struggled to find any protection policies at all. Significant improvements have been made in recent months with type 2 diabetic critical illness plans now being offered, as well as "managed life" policies for type 1 diabetics or people with higher HBA1c readings.
Critical illness plans may have some exclusions such as cardiovascular and eye conditions which can vary between providers.
Income Protection - Type 2 diabetes
It is now possible to get income protection, with no exclusions for time off work due to diabetes itself.
If you live with this condition (especially if you are self-employed) then protecting your salary should you be struck down by illness or injury is extremely important.
- Guaranteed and Age costed premiums available
- Full term payouts
- Option to reduced claim periods of 2 or 5 year (per claim) to reduce the price if needed
- "Own occupation" based policies (the best)
If you are a self-employed diabetic and the sole director of a limited company then please speak to us about an Executive Income Protection plan, which will be of particular interest to you.
Get 5* Independently rated advice at the low prices available from a market comparison website, The right Diabetic Life or Critical illness insurance policy, for the best price, for individual and business needs we tailor the product to you!
Get in touch for advice or browse the products and online quote tools to help you make an informed decision on protecting what matters to you!
Diabetic insurance specific to your circumstances!
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